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Vicenta is 49 years old and married with 4 children, of whom 3 are in school. Vicenta works very hard to provide for them. She runs a variety store in the Philippines and requested a loan of PHP 20,000 from Kiva's partner, NWTF, to purchase more items to sell. Vicenta has been in this business for 12 years and sells a variety of products such as sugar, snack foods and other miscellaneous items. In the future Vicenta would like to save enough money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 352
    View loans »
    Philippines Loans Fundraising
  • $70,736,800
    Funds lent in using Kiva
  • 42.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Vicenta to increase her stock of items to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 19, 2011
Oct 1, 2011
Currency Exchange Loss:
Jun 15, 2012