Villa De Oro (Portoviejo) Group
This is a group of people who decided to unite and form this communal bank that will help them a great deal, since they are going to improve their small businesses with the loans. They dedicate themselves to a variety of activities such as agriculture, general business, and services, among others.
In this place we meet María, 39 years old. She is married, and she and her husband have two children, 14 and 22 years old. Both are students in high school and college.
She and her husband have a business in their home selling meat, vegetables, and fruit. She tells us that they are from Santa Ana, but five years ago they came to this beautiful, great city, in which they decided to continue with the business they had in their native city. Her husband travels to the country to buy pigs and cows, which he slaughters at home. From their home he sells the meat and other products from these animals, as well as fruits and vegetables that he also buys in the country. They have been doing this work for more than 20 years, and it is going very well for them, since their products are fresh, and their customers like that.
This loan is to buy pigs, fruits, and vegetables.
Her dream is to have a well-constructed cement house, since the one she has is made of cane.
Este es un grupo de personas que decidieron unirse y formar este Grupo De Crédito que les va a servir de mucho ya que con los créditos ellos van a mejorar sus pequeños negocios que tienen. Ellos se dedican a diversas actividades tales como agricultura, comercio en general, servicios, entre otras actividades.
En este lugar conocimos a la señora María, tiene 39 años de edad, está casada y de esta relación tienen dos hijos de 22 y 14 años de edad, los dos estudian en universidad y colegio.
Ella en su casa junto a su esposo tienen un negocio en el cual venden carne, legumbres y frutas, nos cuenta que ellos son de Santa Ana pero hace 5 años vinieron a esta linda y gran ciudad en la cual decidieron seguir con el negocio que tenían en su ciudad natal. Su esposo se desplaza al campo a comprar chanchos y vacas, luego los faena en su casa y ahí mismo vende la carne y otros productos que salen de estos animalitos, además de frutas y legumbres que también compra en el campo. Llevan más de 20 años dedicados a esta actividad y les va muy bien ya que venden un producto fresco y eso les gusta a sus clientes.
Este crédito es para comprar chanchos, frutas y legumbres.
Su sueño tener una casa de cemento y bien construida ya que la que tiene es de caña.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid