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Las Nochebuenas Group
In this Group: Beatriz, Nancy, Mariela, Ma De Los Angeles, Gloria, Sara*, Hortensia, Ma Oralia, Yadira
* not pictured
This group is called “Las Nochebuenas” (The Poinsettias) and is located in the State of Mexico. Their community is known for its fruit trees, its large green fields, and the hardworking and enterprising people. Nine members make up this group.

Sra. Beatriz is one of the group’s members. She started her business one year ago and fortunately she has done very well. Beatriz sells stationery and backpacks. She is requesting a loan to restock her business by purchasing backpacks and stationery items so that she will have a wide variety of products to offer to her customers. Since all of the classes are starting again, Beatriz needs more money to invest so that she can satisfy the needs of her customers.

She is 27 years old and has a high school education. Beatriz is married and has three children (ages 7, 6, and 4). She wants to provide her children an education and continue her work so that they can have a better quality of life. In addition, she wants to help her husband with the household expenses.

View original language description ↓
Este grupo se llama "LAS NOCHEBUENAS" y se ubica en el Estado de México; la comunidad se distingue por sus árboles frutales y sus grandes campos verde, por su gente trabajadora y emprendedora. El grupo esta conformado por nueve integrantes. La señora Beatriz es una de las integrantes del grupo. Inició su negocio hace 1 año y afortunadamente le ha ido muy bien, ella se dedica a la venta de papeleria y mochilas. Solicita el prestamo para surtir su negocio con lo cul va a compar mochilas y articulos de papeleria, así tener una gran variedad de artículos que ofrecer a sus clientes; sobre todo en este regreso a clases donde necesita más inversion para satisfacer las necesidades de sus clientes. Ella tiene 27 años, estudió hasta la secundaria, es casada, tiene tres hijos de 7, 6, y 4 años de edad. Ella desea brindarles educación a sus hijos y seguir trabajando para darles una mejor calidad de vida y apoyar a su esposo en los gastos de la casa.

Additional Information

About CrediComun

This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).

For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 39
    View loans »
    Mexico Loans Fundraising
  • $22,539,700
    Funds lent in using Kiva
  • 12.5
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Nochebuenas Group's $3,550 loan helped a member to buy stationery items and backpacks.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 23, 2011
Sep 16, 2011
Currency Exchange Loss:
Feb 1, 2012