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Bernadet is 36 years old and lives in South Poblacion, Larena, Siquijor, Philippines. She is married with three children.

To earn a living, Bernadet has a business selling food and snacks. She earns about 1,500 PHP each month doing this type of work. Bernadet has requested a loan for 15,000 PHP to purchase assorted ingredients for her food vending business.

Bernadet has been a member of the Paglaum Multi-Purpose Cooperative for eight months. In the future, Bernadet would like to have brighter future for her children and be able to pay the tuition fees for school.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 362
    View loans »
    Philippines Loans Fundraising
  • $70,796,875
    Funds lent in using Kiva
  • 42.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Bernadet to purchase assorted ingredients for her food vending business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 10, 2011
Sep 11, 2011
Currency Exchange Loss:
Jun 16, 2012