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Florenda is 71 years old. She is married and has three children.

Florenda works hard to provide for her family. She runs a sari-sari store in the Philippines and requested a 25,000 PHP loan through NWTF to buy items to sell, such as shampoo and groceries, in her sari-sari store.

Florenda has borrowed and paid twenty-four loans from NWTF before this loan. She has been running the sari-sari store for 12 years and also earns income from selling ready-to-wear clothing.

Florenda aspires to build and expand her business to secure the future of her family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 342
    View loans »
    Philippines Loans Fundraising
  • $70,724,275
    Funds lent in using Kiva
  • 42.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Florenda to buy items to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 24, 2011
Sep 11, 2011
Currency Exchange Loss:
Mar 15, 2012