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Najmuddin is a hard-working and kind person. He has a very large family - there are nine people in his family: he, his wife and seven children. He needs a stable income in order to support his family, and he wants to support and provide good quality of life for them. Najmuddin has been involved in growing agricultural crops for over 4 years. He grows onions, carrots and potatoes. He is also involved in gardening in his region. Najmuddin wants to obtain a loan in the sum of $3000 for the purchase of mineral fertilizers and seeds in order to expand his business and make a profit. He thanks all of you in advance for your support and help.
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Нажмуддин очень трудолюбивый и добрый человек. У него очень большая семья, их в семье 9 человек: он, его жена и 7 детей, для содержания своей семьи ему нужен стабильный доход и он хочет, чтобы он мог обеспечить и содержит их в хороших условиях жизни. Более 4 года он занимается выращиванием сельскохозяйственных культур. Он выращивает лук, морковь и картофель. А также он занимается садоводством на своем регионе. Нажмуддин хотел бы получит кредит в размере 3000$ США для покупки минеральных удобрений и семена с целью расширения бизнеса и получение прибыли. Заранее он хочет благодарит всех вас за вашу поддержку и помощь.

More about Tajikistan and IMON International

Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit:

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 240
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Najmuddin to buy mineral fertilizers and seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 5, 2011
Oct 1, 2011
Currency Exchange Loss:
Mar 16, 2012