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Pon, is a housewife. Her husband is a motor taxi driver, who earns an income of $6 per day. This couple has three children, all of them are working in the factory with the income of $8 per day for all. Every month, Pon has to spend $110 on food, $5 on electricity, $20 on transportation, and $20 on other expenses. She would like to request a loan of $1200 to buy wood for rebuild her house. In the future, she wants to have a small tailoring shop at her house for her daughters so that they don’t have to traveling to work so far from home.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 144
    View loans »
    Cambodia Loans Fundraising
  • $41,468,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Pon to buy wood to rebuild her house.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 18, 2011
Sep 11, 2011
Currency Exchange Loss:
Dec 15, 2012