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Sambath, 29 year old, is a hair dresser and can earn an income of $3.50 per day. Her husband buys motorbikes for resale, his income is $3.50 per day. She has three children, two of whom are studying. Every month, she has to spend $70 on food, $20 on school fees, and $20 on other expenses. She would like to request a loan of $400 to buy wood and zinc to build a small shop for her career of hair dressing. In the future, she wants want to sell rice and food in front of her hair dresser shop to get more income. For her children, she wants to send them to study in the university when they finish high school.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 74
    View loans »
    Cambodia Loans Fundraising
  • $41,806,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Sambath to buy wood and zinc to build a small shop for her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 17, 2011
Sep 11, 2011
Currency Exchange Loss:
Aug 15, 2012