Mrs. Penh, 31, lives in the Baray district of Kompong Tom Province, where she earns a living raising pigs and farming her own farmland. She has been running this business for many years, and it has provided her with income to attain her standard of living. She has a life partner in her husband, who is a firewood seller. They are blessed with two children, both of whom are single and living under their care. This couple currently owns a cultivating machine that they use for their farming. In order to create more income, Penh would like to request some funds from HKL and Kiva toward purchasing additional firewood for her husband to sell.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.