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Soklav is a farmer and her income is $1 per day. Her husband is a construction worker and can earn $4 per day. Soklav has seven children: two are studying and four are working in a factory, with an income of $14 per day for all. Every month she has to spend $40 on food, $7 on electricity, $15 on house rent fee, $10 on school fees, $18 on transportation and $16 on other expenses.

She would like to request a loan of $500 to buy cows to resell. The reason she wants to buy a cow is because her neighbor sells them for a cheap price so she can buy and resell to get a profit.

In the future, she wants to sell fertilizer and animal food at home if she has enough money. For her children, she wants to support them to study at the university.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 50
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Soklav to buy cows to resell.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 9, 2011
Sep 26, 2011
Currency Exchange Loss:
Mar 15, 2012