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Las Colmenas Group
In this Group: Hilcia, Ana, Leydi, Luisa, Maria, Marianela, Flor, Luz, Marian*, Genaro, Yanna, Dominga, Joaquina, Nidia, Lourdes
* not pictured
Hilcia is the group coordinator of Las Colmenas. She is a single mother of two who lives in the Samana province of the Dominican Republic. She lives in a rented house with her two children. Hilcia said her most difficult challenge has been to raise and educate her children. She enjoys operating her business and being at home with her children.

This is Hilcia's fifth loan with Esperanza. She started her business with the first loan she received from Esperanza International, around two and a half years ago. She plans to use this loan to purchase clothes which she sells out of her home to others in her community. She will purchase underwear, pants, t-shirts, blouses, skirts and shirts.

Hilcia wants to use the profits from her business to reinvest in it and to save because her future plan is to improve their living conditions, by buying or building her own house.

She has maD. good investments and has been saving. She hopes to be able to save enough money to continue improving her family life and to make one of her dreams come true, the one to have her own house. She thanks you for your support!

There are two photos to make visible as many faces as possible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $9,700
    Average annual income
  • 1
    View loans »
    Dominican Republic Loans Fundraising
  • $8,443,950
    Funds lent in using Kiva
  • 37.9
    Dominican Republic Pesos (DOP) = $1 USD