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Sija Group
In this Group: Santos Francisca, Julia Isabel, Lucia, Julia Hernandez, Beatriz
Julia Isabel, 31, studied through 6th graD.. She has two children, one of whom is in school. She is is an artisan who makes garments, shirts, pants, sweatshirts, t-shirts, etc. She started this business when she was 25 and now has 5 years of experience. Her husband, who works in home construction, supports her.

She decided to organize a lending group so that she could request a loan that will be used to buy an industrial sewing machine because she wants her business to have all of the necessary tools to work efficiently. The other group members raise animals, sell grains and atol [a drink maD. of corn], and sell clothing.
View original language description ↓
La señora Julia Isabel D. 31 años D. edad, estudio los 6 años D. educación primaria, tiene dos hijo D. los cuales 1 esta estudiando, se dedica a la artesanía a la confección D. prendas, camisas, pantalones, sudadero, playeras, etc. Inició este negocio cuando tenía 25 años, y hasta el momento lleva 5 años D. experiencia, cuenta con el apoyo D. su esposo quien se dedica a la construcción D. vivienda.

DeciD. organizar un grupo para poder solicitar un préstamo que lo utilizara para compra D. una maquina D. costura industrial, ya que quiere que su negocio cuente con todas las herramientas necesarias para trabajar eficientemente, las demás integrantes se dedican a la crianza D. animales, venta D. cereales o atol y a la venta D. ropa.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 59
    View loans »
    Guatemala Loans Fundraising
  • $12,391,125
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Sija Group's $1,275 loan helped a member to buy an industrial sewing machine.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 30, 2011
Sep 11, 2011
Currency Exchange Loss:
Jun 16, 2012