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Osnia is age 28 and married to Amos, a 28 year old motor-taxi driver. They are blessed with a son Arly, 8 who is studying in the second grade of theelementary school. Osnia owns a business of selling vegetables i.e. tomatoes, mustard greens, kangkung, carrots as well as betel nut and betel vine. She has been engaged in this business for 12 years. The business is located 500 meters from her house and she usually operates the business from 7 am to 8 pm.

Currently, Osnia is planning to improve her business by renovating her business place and adding more stock of vegetables and kitchen herbs. To do so, Osnia is seeking for a loan of IDR 10,000,000 from TLM.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 79
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 8,528.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Osnia to renovate her business place and to add more stock of vegetables and kitchen herbs to sell.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 25, 2011
Sep 9, 2011
Currency Exchange Loss:
Apr 17, 2013