A loan of $450 helped to buy paper goods, school supplies, accessories and another telephone plan.

Angelica Maria's story

Angélica, 33, lives in the south part of the city and has a variety store where she sells cosmetics, stationery items, women’s accessories and items for the home. She also offers telecommunication services. She also sells products that she promotes via catalogue. She sells for cash and also on credit.

Her main customers are located in her own neighborhood and in surrounding areas and are mostly women and young people in general. Her business experience started in 2003 selling pharmaceuticals due to an inclination she had toward working in the health sector and because her mother had started her adventure into independent work applying her severance pay to the establishment of a pharmacy and Angélica helped her.

When she traveled to another country and left her mother’s pharmacy it went bankrupt and once Angélica returned she went into the sale of miscellaneous merchandise that she’d purchased in that country that is to say, infant wear, that she gradually added other merchandise to.

She added the telecommunication services with help from her mother-in-law and she also became associated with catalogue sales firms and sells their products, especially the ones that are on special promotion or especially seasonally priced, there. With all this she’s managed to cover expenses for her one-year-old son and to get ahead with him.

Her Kiva loan is the first financing she gets from Fundación Mario Santo Domingo and she’ll use it to buy stationery items, school supplies, accessories and another telephone plan because she only has one now and the others are leased. Her goal for later on is to attain independence between family life and business and this is why she dreams with being able to separate the store from her living quarters to attain this much desired tranquility.

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Translated from Spanish by Kiva volunteer Polliz

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