A loan of $575 helped to buy raw ingredients in large volumes.


Maribel's story

Maribel is a hardworking woman who has a one-year-old son. She lives in the town of Sabanagrande, where she has a business selling food such as stews, fritters, and pastry or dough wrapped in either pita bread or banana leaves. These items are prepared with beef, chicken, pork, or a combination of all three, as well as with rice and flour. When she started her business in 2010, she only responded to a few orders for “hallacas” but her food was highly recommended by those who ate it. As a result, her orders increased and she generated more profits by adding other types of dishes that were mentioned earlier. Her business needs the support of operating capital in order to grow. This will allow her to buy raw ingredients in large volumes and with cash so that she can obtain discounts and improve the inventory of her business. For this reason, she is applying for a Kiva loan so that she can invest for this purpose.


Her dream is to totally remodel her facilities and she is gradually working hard to achieve this goal. In the meantime, Maribel is managing her cash flow so that she can meet her credit obligations and resolve her short-term commitments. She also has rapid product turnover. Based on the analysis and evaluation of these financial indicators, her Kiva loan should result in a successful investment and an increase in her growth potential.

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Translated from Spanish by Kiva volunteer Ronan Reodica



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