A loan of $1,125 helped to buy shoe making supplies.


Flor's story

Flor, 53, lives in Arjona near the city of Cartagena de Indias. She has six children ranging in age from 22 to 33 years. She’s been engaged in commerce there for the last two years when she started her shoe making business making sandals on an antique, simple sewing machine someone gave her. When this machine broke down and she sent it to be repaired the technician, with no explanation whatsoever, kept it and never returned it to her. Even so, Flor insisted in finding ways to earn household income and with much effort she bought an industrial sewing machine and used it to accomplish her production. She makes very good footwear and she’s excited about the growth of her business. Her goal is to manufacture large purses and to position her products in a commercial locale which will improve her income by concentrating her market and because of the positioning she’ll have.

Her greatest challenge is attaining sufficient working capital to invest and increase production and this is why she’s calling upon a Kiva loan, first financing she’s gotten from Fundación Mario Santo Domingo, that she’ll use to buy shoe making supplies like: leather, soles, glue, lining, straps, accessories, shoe trees and a display case to arrange her products. While she works toward reaching these goals, she produces a profit margin over sales of no less than 42.4% from which we can predict success in the investment.

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Translated from Spanish by Kiva volunteer Polliz



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