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Irabiya is a 59-year-old woman. She lives with her family in her own house in Agsu. Irabiya works hard, along with her husband, to provide for her family. They have one son who works in agriculture and two daughters.

Irabiya has a business of a small retail shop, which she has had for 15 years. To help expand her home products sales business, Irabiya has requested a loan of 1500 Azerbaijan New Manats (AZN) from AqroInvest and Kiva. This is her second loan. Irabiya is grateful to all creditors in advance for their kindness.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 41
    View loans »
    Azerbaijan Loans Fundraising
  • $14,668,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Irabiya to buy more inventory.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 25, 2011
Sep 9, 2011
Currency Exchange Loss:
Oct 15, 2012