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Harlan Francisco
Harlan is a young single man from the town of El Sauce. He has worked as the administrator in a local institution for many years. This is the second loan that he has asked for through Ceprodel.

He is asking for this loan because he would like to pay off a debt he incurred buying an electrical household appliance, because he is paying back twice the amount of the value of the appliance. This is the reason that he is asking for this loan, in order to carry out this objective.
View original language description ↓
El joven Harlan Francisco es un joven soltero originario del municipio de El Sauce, se desempeña como Administrador en una Institución de la localidad donde tiene muchos años de laborar.
Es el segundo crédito que solicita en Ceprodel para cancelar la compra de un electrodoméstico que adquirió al crédito, ya que no le resulta pagar el doble de lo que vale, es por esta razón que solicitó este crédito para cumplir con su objetivo.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,768,275
    Funds lent in using Kiva
  • 22.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Harlan Francisco to cancel the debt incurred buying an electrical household appliance at high interest rate.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 19, 2011
Oct 1, 2011
Currency Exchange Loss:
Mar 15, 2013