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Padppa Ste Cecile Group
In this Group: Justine, Tchangowolé, Henriette
PADPPA STE CECILE group is made up of three persons who live in the same house in Benin. The group leader, named Justine, is the one raising her hand in the photograph. She's 49 years old and lives in Benin. She's a widow with four children, out of whom she still has to support two. Some of the children attend school.

Justine never went to school. To provide for herself and for her children, she's been selling fresh fish for 20 years. She gets her supplies on the banks of Benin's lakes. In order to meet customer demand and increase her revenue and income, she's seeking a third loan from Kiva's parter, ALIDé, together with the other members of PADPPA STE CECILE group. The first two loans were repaid without problems.
View original language description ↓
Le groupe PADPPA STE CECILE est composé de trois personnes qui habitent la même maison au Bénin. La représentante du groupe, du nom de Justine est celle qui a la main levée sur la photo. Justine est âgée de 49 ans et vit au Bénin .Justine est une veuve qui a quatre enfants, dont deux restent encore à sa charge. Certains des enfants sont scolarisés. Justine n’a jamais été à l’école. Pour subvenir à ses besoins et à ceux de ses enfants, Justine vend depuis vingt ans du poisson frais. Justine s’approvisionne au bord des lac du Bénin. Dans la quête de la satisfaction de sa clientèle et pour accroître son chiffre d’affaires et son revenau, Justine sollicite, ensemble avec les autres membres du groupe PADPPA STE CECILE un troisième crédit auprès de ALIDé. Les deux premiers crédits ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 459.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Padppa Ste Cecile Group's $800 loan helped a member to buy fresh fish.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 9, 2011
Sep 9, 2011
Currency Exchange Loss:
Jul 15, 2012