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Maria Clelia
Maria Clelia, age 39, lives with her husband and their young daughter in the home of a family member in an urban area. The relation has allowed them to live there for free and only requires them to keep the place up. This is a great help and they have lived this way for several years. Maria Clelia has taken advantage of living in this highly commercial zone in making rich chicken tamales in her home. This has set her apart in the area for over ten years. Clelia has recently started selling beauty products from various well-known brands through a catalogue. This versatile woman still has time to take care of her daughter. She puts a lot of effort every weekend into making her rich tamales. She buys the fresh ingredients very early in the morning so that she can have the tamales ready to sell in the streets. She sells them herself in areas close to her home. From Monday to Friday she focuses on her regular duties as a housewife. She also visits potential clients for her cosmetics, which normally incluD.: lotions, creams, shampoos and other beauty products. This cosmetics business has given Clelia an important opportunity to obtain more income and help out with the household costs. For this reason, she has decided to request a loan from INTEGRAL. With it, she will be able to buy a greater quantity of beauty products which her clients are requesting, as well as ingredients for making tamales: chicken, corn, tomatoes, spices, and propane gas. She hopes to be able to count on this important assistance and to continue helping to support her family.
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Maria Clelia, D. treinta y nueve años D. edad vive en casa D. un familiar, en zona urbana, junto a su esposo y su menor hija, el pariente les ha cedido el derecho D. habitarla gratuitamente y sólo con obligación D. cuidarla, gracias a esta gran ayuda son varios años los que llevan D. vivir D. esa forma. Ella ha aprovechado el tiempo D. vivir en esta zona D. mucho comercio para dedicarse a la fabricación D. ricos tamales D. gallina en la misma casa, lo que la ha distinguido por más D. 10 años en la zona. Ahora Clelia recientemente se encuentra comerciando con productos D. belleza vía venta por catálogo D. varias marcas reconocidas, esta versátil mujer tiene tiempo aún para dedicarse al cuido D. su hija, ella se esmera cada fin D. semana para elaborar sus ricos tamales, desD. muy temprano compra los insumos frescos para la preparación D. los mismos y tenerlos listos para su reparto D. forma ambulante y por ella misma en lugares cercanos a su localidad. D. lunes a viernes ella se concentra entre sus habituales actividades D. ama D. casa y la visita a potenciales clientes D. los productos por revista que normalmente son lociones, cremas, shampoos, y otros mas D. belleza. Clelia a encontrando en éste último negocio una importante oportunidad para poder obtener mayores ingresos y colaborar con los ingresos del hogar, es por esto que decidió solicitar a INTEGRAL un préstamo con el que pueda comprar mayor cantidad D. productos D. belleza solicitados por los clientes e insumos para preparación D. tamales que son: gallina, maíz, tomates, especies y gas propano. Espera poder contar con esta importante ayuda y continuar colaborando con el sostenimiento económico D. su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 577
    View loans »
    El Salvador Loans Fundraising
  • $31,710,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Maria Clelia to purchase beauty products and ingredients for making tamales: chicken, corn, tomatoes, spices, and propane gas.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 3, 2011
Sep 10, 2011
Currency Exchange Loss:
Sep 15, 2012