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Messan, age 32, is married to a customs agent. She has one two-year-old child who attends school. She's been working as a reseller since 2004. She sells cosmetics to anyone in her shop. She gets her supplies at the Grand Market in Lomé and works with one employee. Her major difficulty is the stiff market competition.

Messan is seeking her first loan from Kiva's partner, WAGES, in order to buy and sell cosmetics. She wants to bolster her business and diversify it in the forthcoming years. She says that with her profits, she intends to improve the living standard of her family.
View original language description ↓
Messan est une femme âgée de 32 ans. Elle est mariée un déclarant en douane. Elle a 1 enfant de 2 ans scolarisé.
Messan travaille comme revendeuse depuis 2004. Elle vend des produits cosmétiques à toutes les personnes à la boutique. Elle achète les produits au grand marché de Lomé. Elle travaille avec 01 employé. Sa difficulté principale est la concurrence rude sur le marché.
Messan a requis son premier crédit à WAGES afin d’acheter et vendre les produits cométiques. Elle veut étendre son activité.
Dans les prochaines années, Messan voudrait diversifier l’activité. Elle dit qu’avec les profits, Elle prévoit améliorer les conditions de vie de sa famille.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,500
    Average annual income
  • 6
    View loans »
    Togo Loans Fundraising
  • $9,031,000
    Funds lent in using Kiva
  • 456.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD