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Im, 40 years old, is a housewife. Her husband is a farmer with $3 per day for his income. She has three children, two are studying and one is working in the factory with $4 per day for her income. Every month, she has to spend $30 on food, $4 on electricity, $10 on school fees, $5 on transportation and $10 on other expenses. She would like to request a loan of $1000 to buy a hand tractor for plowing. In the future, she wants to send her children to study in the university so that they can have a good jobs to support themselves.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 112
    View loans »
    Cambodia Loans Fundraising
  • $41,424,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Im to buy a hand tractor for plowing.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 15, 2011
Sep 7, 2011
Currency Exchange Loss:
Dec 15, 2012