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Carlos Rodolfo
Carlos is a 23 year old young man and single. He lives with his parents. He has a professional job as a veterinarian. With the support from his parents and his efforts in studying, he finished his degree.
He now has his own clinic located in his home. Part of the capital came from earnings saved from his work at another clinic. There he was able to obtain more experience about his profession. He also had financial support from his parents. He also offers specialty and castration surgery courses to earn more income.
Most of the infrastructure for the grooming salon has been built. However, he needs to build divisions and plumbing in order to have better salon hygiene, better service for the customers and a better appearance.
The loan will be used to do the work in a short amount of time.
He will buy the construction materials and start building. He is happy that his plans are becoming possible so he can have a better future.
View original language description ↓
Carlos es un joven de 23 años de edad, soltero y vive con sus padres, hoy en dia es un profesional es medico veterinario, pues con apoyo de sus padres y esfuerzo de estudio logro terminar su carrera.
Hoy cuenta con su propia clinica, en su casa de habitacion, pues parte del capital lo ha logrado con ahorros de su trabajo en otra clinica, en donde ah adquirido mas experiencia sobre la especia. Asi como el apoyo economico de sus padres. Tambien da cursos de cirugia de especializacion y castracion, logrando otros ingresos.
Tiene construida casi toda la infraestructura donde es la estetica, pero necesita a condicionarla en divisiones y fontaneria, para una mejor higiene, mejor atencion al cliente y presentacion.
Lo que opta al financiamiento para poder, hacer posible la obra en corto plazo. Lo que comprara materiales de construccion y comenzar. Contento por que sus planes se estan haciendo posibles, para un futuro mejor.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 22.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Carlos Rodolfo buy construction materials to finish divisions and the plumbing in the grooming clinic in order to offer better service.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Aug 27, 2011
Sep 9, 2011
Currency Exchange Loss:
Apr 18, 2013