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Laura Sebina
Laura is 30 years old and has a fast food cart that she maintains so that she can sell on the weekends. Gradually over time, she began buying chairs and tables whenever she had the money. She completes her work with the help of two kitchen assistants. Her schedule is from 6pm to midnight.

The area where she sets up shop was recently paved, which has helped to increase her sales. Laura is a single mother with two children in school and another who is still a baby. To move her business forward, Laura needs a loan to buy meat, chicken, fish, and cooking utensils. Her long-term plans include expanding her business and helping her children with their studies.

View original language description ↓
Laura de 30 años, empezó con una carreta de comidas rápidas, la cual aun mantiene para vender los fines de semana. Luego poco a poco empezó a comprar sillas, mesas cuando logró reunir un dinero.
Su trabajo lo realiza con 2 ayudantes de cocina, y su horario es de 18:00 hasta 12:00 am ósea parte de la tarde. El sector donde tiene su local fue pavimentado recientemente y esto le ha ayudado para aumentar sus ventas. Laura es madre soltera tiene 2 hijos estudiantes y 1 que todavía es un bebé.
Para seguir su negocio Laura necesita un préstamo y comprar carne, pollo, pescado y utensilios de cocina.
A largo plazo entre sus planes está agrandar su negocio y que sus hijos estudien.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Laura Sebina to buy meat, chicken, fish, and cooking utensils.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 10, 2011
Sep 9, 2011
Currency Exchange Loss:
Sep 15, 2012