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Elmer Arturo
36-year-old Elmer Arturo lives in his own home together with his family which consists of his 32-year-old wife and their two children. Elmer's family mean everything to him and it is for them that he works hard day after day. His business is making and selling shoes for both sexes and all ages, tastes and preferences. He is a very hard-working man who has gained the trust of his customers thanks to his kindness and his commitment to his work. In addition, people prefer to buy from him because he always has a good range of shoes available at the best prices.

Elmer's dream is to see his business flourish. That is to say, he would like to be able to increase his sales levels, and thereby his income, so that he can offer his family a better quality of life. For this reason, he has decided to request a loan from INTEGRAL with the aim of investing in the raw materials he needs such as leather, adhesive, nylon, and the tools he needs to carry out his work. His goal is to have a larger variety of shoes available which will enable him to attract more customers and keep increasing his customer base. Elmer asks God for favorable results to his decision and to allow him to fulfil his big dream.
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Elmer Arturo de 36 años de edad, reside en casa propia junto con su grupo familiar el cual está conformado por su esposa de 32 años y sus dos hijos. Para Elmer su familia lo es todo y es por quién trabaja duramente día con día. Él se dedica a la fabricación y venta de zapatos para ambos generos y todas las edades, gustos y preferencias. Es un hombre muy trabajador el cual se ha ganado la confianza de sus clientes gracias a su amabilidad y dedicación a la hora de hacer su trabajo. Además las personas lo prefieren ya que el siempre cuenta con variedad de zapatos y con los mejores precios si de zapatos se trata. Su sueño es ver su negocio florecer es decir poder aumentar su nivel de ventas y por consecuencia su nivel de ingresos para poder ofrecer una mejor calidad de vida a su familia. Es por todo esto que ha decidido solicitar este crédito a INTEGRAL con el fin de invertir en la materia prima necesaria como: cuero, pega, nylon, y herramientas que le faciliten realizar su trabajo. Todo esto con el objetivo de mantener una mayor variedad de zapatos que le permitan atraer a más a sus clientes de tal manera que cada día su lista de clientela sea mayor. Le pide a Dios que los resultados de su decisión sean favorables y que le permita cumplir su gran sueño.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 514
    View loans »
    El Salvador Loans Fundraising
  • $31,416,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Elmer Arturo to buy leather, adhesive, nylon and tools.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 10, 2011
Sep 8, 2011
Currency Exchange Loss:
Dec 15, 2012