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Franklin Michael
Franklin Michael, 21, is single and has no children; he lives with his parents in Ventanas Canton, Los Ríos Province.

The members of the “Caminando Hacia el Futuro” (Heading toward the Future) communal bank which is located in Jesús de Gran Poder are short cycle corn and rice farmers.

Franklin is a corn and rice farmer. He buys his supplies at Marlín supply center and his sales are also there and in Ventanas.

He asks for the loan to buy seeds, supplies, liquids, urea and fertilizers for his crops. Support from the loan will help him economically to meet his needs. He faces challenges like crop diseases and infestations. His dream is to be able to own his own land to work better. In his spare time he likes to go on excursions and to dedicate more time to work.
View original language description ↓
Franklin Michael tiene 21 años de edad es soltero no tiene hijos, vive con los papás en el en el Cantón Ventanas
Provincia de los Ríos.

Los miembros de la VCR Caminando Hacia el Futuro, Se encuentra ubicada en el Recinto Jesús de gran Poder, pertenece al Cantón Ventanas se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz.

Franklin se dedica a la agricultura a la siembra de maíz y arroz, Compra sus productos en el Comercial Marlín y las ventas en la misma localidad y en Ventanas.

Solicita el crédito para la compra de semillas, insumos, líquidos, urea y fertilizantes para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir necesidades. Enfrentar desafíos como las plagas y enfermedades. Su sueño es poder tener su propio terreno para poder trabajar mejor.

En los tiempos libres le gusta salir a pasear y dedicar más tiempo al trabajo.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Franklin Michael to buy farming supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Aug 25, 2011
Sep 7, 2011
Currency Exchange Loss:
Mar 16, 2012