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Mario Ricardo
Mario lives with his mother and siblings. He is a teacher at a school close by to where he lives. He has been working there for 8 years, Monday through Friday. He also manages a bicycle shop.

Several months ago, he began the construction of a room with the help of a loan. Actually, he is resorting to asking for help again so that he can finish the construction work, fine-tuning details in the room for which he has to pay for more labour, buying cement, sand and floor tiles.

His goal is to make use of the loans which he will repay punctually while he remains employed. With this, he wants to have a decent and comfortable home for his family.
View original language description ↓
Mario,vive con su madre y hermanos, él es empleado trabaja como profesor del centro escolar de un lugar cercano a donde vive, esta desde hace 8 años trabajando de lunes a viernes, además administra un taller de bicicletas.
Él inicio la construcción de un cuarto hace varios meses, con la ayuda de un préstamo, actualmente recurre a esta ayuda para poder terminar la construcción, afinando detalles en la habitación, por lo que pagara más mano de obra, comprara cemento , arena y ladrillo de piso.
Su objetivo es aprovechar los préstamos, que mientras mantenga su trabajo podrá cancelar las cuotas oportunamente, con esto quiere tener una vivienda digna y cómoda para su familia.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 554
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Mario Ricardo to buy cement, sand and floor tiles to finish the construction of a room.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 4, 2011
Sep 7, 2011
Currency Exchange Loss:
Nov 16, 2012