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Ginyer Belen
Ginyer Belen is 19 years old. She lives with her common-law husband and one-year-old son in Ventanas canton, in Los Ríos province.

The '28 de Enero' community bank is located in El Retorno, in Puerto Pechiche parish, in Pueblo Viejo canton. The members of this bank work in short-cycle agriculture growing corn and rice.

Ginyer Belen is a farmer who grows corn and rice. She buys her products in the shopping center in Puerto Pechiche and makes her sales in the same town and also in Ventanas.

Ginyer Belen is requesting this loan to buy seeds, supplies and fertilizers for her crops. The support of this loan will help her to financially cover her needs. She faces challenges such as pests and illnesses. Her dream is to be able to expand her business so that she can make more profits and put together some money to buy a house where she can live with her family.

In her spare time, Ginyer Belen enjoys spending time with her family and working.
View original language description ↓
Ginyer Belen tiene 19 años de edad vive en unión libre, vive con el esposo y con el hijo de 1 año de edad en el Cantón Ventanas Provincia de los Ríos.

Los miembros de la VCR 28 de Enero se encuentra ubicada en el recinto El retorno, Parroquia Puerto Pechiche perteneciente al Cantón Pueblo Viejo, Esta Ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz.

Ginyer Belen se dedica a la agricultura a la siembra de maíz y arroz, Compra sus productos en el Comercial del Cantón Puerto Pechiche y las ventas en la misma localidad y en Ventanas.

Solicita el crédito para la compra de semillas, insumos, fertilizantes para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir necesidades. Enfrentar desafíos como las plagas y enfermedades. Su sueño es poder agrandar el negocio para obtener mayores utilidades y juntar dinero para poderse coprar una casa y vivir con la familia.

En los tiempos libres le gusta disfrutar cada día junto a su familia y dedicarse al trabajo.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 27
    View loans »
    Ecuador Loans Fundraising
  • $26,444,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Ginyer Belen to buy seeds, supplies and fertilizers for her crops.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Aug 25, 2011
Sep 7, 2011
Currency Exchange Loss:
Jun 27, 2012