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Cheruiyot is the father of two children aged 8 and 4 years. He resides in Litein, South Rift, Kenya where he has been practicing mixed farming for four years. He is himself 29 years old.

Cheruiyot has made a loan request of 60,000 KES from Juhudi Kilimo to purchase a motorcycle for his transport business. He says this second loan will help him spread the risk experienced in farming business and harsh weather conditions. He adds that lack of market for farm produce, too, is a great challenge and the main reason he decided to venture into a transportation business. He says the loan will uplift his living standards.

Cheruiyot reiterates that harsh weather conditions and poor markets for farm produce are the greatest limitations in the farming business.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 430
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 93.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Cheruiyot to purchase a motorcycle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 12, 2011
Sep 6, 2011
Currency Exchange Loss:
Apr 16, 2012