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Rosa Evelyn
Rosa will use the loan to pay for a postgraduate. In the future she wants to be a regional pharmacist of a distributor or teach at the university. Rosa aspires to have a better income and also improve her academic status. This is her second university degree, the first was in medicine but for financial reasons she couldn't afford a specialization. She has a financial responsibility to her family and can not afford this course all at once.
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Rosa usará el crédito para pagar un postgrado, en un futuro ella quiere ser regente farmacéutico de alguna distribuidora o enseñando en la universidad. Aspira tener un mejor ingreso económico y también mejorar su estatus académico. Esta es su segunda carrera universitaria, la primera que estudi{o fue medicina pero por motivos económicos no pudo pagar una especialización, tiene una responsabilidad económica en su familia y no puede pagar este curso de una sola vez

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 29
    View loans »
    Nicaragua Loans Fundraising
  • $26,396,925
    Funds lent in using Kiva
  • 22.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Rosa Evelyn to pay for a postgraduate in Pharmaceutical Sciences.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 13, 2011
Sep 7, 2011
Currency Exchange Loss:
Oct 16, 2012