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Bertha Adilia
Doña Bertha has a small business out of her home selling clothes. She has been increasing her inventory to introduce more variety, which she has achieved with a loan from Afodenic.

She is married and the mother of three children. He husband works in construction. Earlier she worked in domestic services, and part of her capital for her business came from her savings.

With this new loan, she will buy children's clothing, underwear, shoes, and cosmetics. She will be able to introduce new products which will help her improve her sales. Part of her sales are charged on credit; she has been working in this way for several years.

She is happy to be able to continue building this business on which her children depend.
View original language description ↓
Doña Bertha tiene su pequeño negocio en su casa de habitacion, la venta de ropa que ha venido creciendo su inventario al introducir mas variedad, lograndolo con prestamo en Afodenic.
Es casada, madre de tres hijos, su esposo lobora como albañil, anteriormente ha trabajado en servicios domesticos, parte de su capital al negocio lo obtuvo de sus ahorros.
Con este nuevo prestamo comprara, ropa para niñas, ropa interior, zapatos y cosmeticos logrando introducir nuevos productos que le ayude a mejorara sus ventas. parte de sus venta son encargada, al credito, el cual tiene varios años trabajando asi. Contenta por poder seguir proyectandose en su negocio el cual depende sus hijos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 22.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Bertha Adilia to invest in clothes, shoes and cosmetics, so she can achieve increased sales and have good earnings, to meet her repayment commitments.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 24, 2011
Sep 6, 2011
Currency Exchange Loss:
Apr 15, 2012