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Giovanni is 43 years old; he is married and currently lives with his two children and his wife. He is planning on buying supplies with the loan to help with his coffee plantation. What he specifically wants to buy is manure and everything he needs to help his coffee plantation. He has an area that is already established for coffee production, and has a good level of production. What he wants is to give his coffee plantation the necessary nutrients to be able to obtain the best results. He wants to generate the maximum earnings for the well-being of his family and of his coffee plantation, so as to move ahead with his long-established plans.

This is the first loan that he has received through FUDECOSUR. He hadn't taken any other loans previously from the state banks, but FUDECOSUR offered him a loan with better terms and much lower interest rates.
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Giovanni, tiene la edad 43 de años, está casado y vive con sus 2 hijos y esposa actualmente. El pretende con el crédito comprar insumos para la asistencia de su cafetal. El lo que va comprar específicamente es el abono y todo lo necesario para asistir su cafetal. El cuenta con el área de café ya establecida en producción y en un buen estado de producción. El lo que quiere es darle a su cafetal los nutrientes necesarios para así obtener de este los mejores resultados del mismo. El quiere generar el maximo de ganancias para el bienestar de su familia y de su proyecto cafetalero para salir adelante con sus proyectos a largo plazo establecidos. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,783,625
    Funds lent in using Kiva
  • 503.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Giovanni to help with his coffee plantation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Aug 1, 2011
Sep 6, 2011
Currency Exchange Loss:
May 20, 2013