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Ismenia belongs to CUSCO community bank which is located in Huanchac district, in Cusco province and department. In common with her fellow bank members, Ismenia is new. The whole bank is new and all its members are very excited as this is the first time that they have organized themselves in this way. They are all requesting a loan so that they can invest in their businesses and improve the quality of the services they provide.

Ismenia owns a travel agency called 'Hiran Bingan'. She would like to invest her loan in buying camping equipment. She rents out and sells hiking equipment, canoeing equipment, horse-riding equipment, etc. She needs this loan to invest in buying camping equipment so that she can stock her travel agency. In addition to offering her services as a tour guide, she also rents out equipment for every occasion.

Ismenia is grateful for the support that she will receive and, for her part, she pledges to make her loan repayments in a disciplined manner.
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La socia pertenece al banco comunal “CUSCO” el banco se encuentra ubicado en el Distrito de Huanchac, en la Provincia de Cusco y Departamento de Cusco.

La socia Ismenia; La socia al igual que sus compañeras es nueva en el banco de hecho el mismo banco es nuevo y todos los socios se encuentran muy emocionados ya que es la primera vez que se organizan de esta manera y que piden un crédito para poder invertir en sus negocios y mejorar en la calidad de servicios que prestan, la socia tienen una agencia de viajes llamada Hiran Bingan; y la socia desea invertir el crédito en la compra de equipo de camping, ella alquila y vende equipo para hacer caminatas, canotaje, caballos y otros tours, la socia por esta razón requiere le préstamo para invertir en la compra de equipo de camping y poder implementar su agencia de viajes, ella aparte de ofrecer sus servicios de tour guiado alquila el quipo para cada ocasión; la socia solicita el préstamo para invertir en la compra de equipo de camping.

La socia agradece el apoyo que se le otorgara y así mismo se compromete a cumplir de manera disciplinada con los pagos de las cuotas.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $64,372,900
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Ismenia to buy camping equipment.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 17, 2011
Sep 6, 2011
Currency Exchange Loss:
Jan 15, 2012