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Zaituna is a very good and decent woman. She is a widow and has one child. She has been involved in buying and selling food products for over four years. She loves her work and does it with satisfaction. Her retail outlet is located near her home, and her sister helps her in this business. Zaituna wants to expand her business and make a good profit in order to support her child and provide for him. She wants to place her child into a kindergarten, so that he grows up to become a smart and well-mannered person. Zaituna wants to obtain a loan in the sum of $3000 for the purchase of a new assortment of food products. She hopes that the creditors will support her.
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Зайтуна очень хорошая и порядочная женщина. Она вдова и у неё один ребенок Она сама занимается купля продажей продукты питания более 4 года. Она любить свою работу и с удовольствием занимается этим. Её торговая точка находится возле своего дома и её систра помогает ей в данном бизнесе. Она хочет расширить свой бизнес и получить хороший прибыль для того чтобы она могла содержать своего ребенка и обеспечить его. Она хочет устроит своего ребенка в садик, чтобы он вырос умным и воспитанным ребенком. Зайтуна хотела бы получит кредит в размере 3000$ США для покупки нового ассортимента продукты питания. Она надеется, что кредиторы будут поддерживать её.

More about Tajikistan and IMON International

Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit:

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 216
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Zaituna to buy food products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 16, 2011
Sep 1, 2011
Currency Exchange Loss:
Aug 16, 2012