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Concepción was born in the city of Huaraz in Ancash Department (Perú) and is 59 years old. She’s a widow and has three children. She’s lived in the city of Cusco for the last 25 years which is where she carries out her activities. She sells food, beer and “chicha de jora” [corn based drink]. She’s been in business for several years and does very well. Concepción needs the loan to buy more ingredients like rice and noodles and part of it will be used to buy beer and jora.

The “Siempre Adelante” (Always Forward) communal bank meets every thirty days in the city of Cusco (Perú). Cusco is noted for tourism, commerce, for its traditional “Inty Raymi” festival and because one of the Seven Wonders of the World, Machupicchu, is located here.
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Concepcion nació en la ciudad de Huaraz del departamento de Ancash (Perú) y tiene 59 años de edad, ella es viuda y tiene tres hijos. Hace 25 años que vive en la ciudad del Cusco y donde realiza sus actividades, ella se dedica a la venta de comida, cerveza y chicha de jora. Ya son varios años que se dedica a la negocio y le va muy bien.

Concepcion requiere el préstamo para comprar más insumos como por ejemplo arroz, fideos y otra parte los destinara para comprar cerveza y jora.

El Banco Comunal “Siempre Adelante” se reúne cada treinta en la ciudad del Cusco (Perú). Cusco es conocido por ser una zona muy turística, comercial, por su fiesta tradicional del Inti Raymi y porque se encuentra una de las siete maravillas del mundo “Machupicchu”.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Concepcion to buy more ingredients like corn and noodles and partly to buy beer and 'jora.'.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 16, 2011
Sep 5, 2011
Currency Exchange Loss:
Jan 15, 2012