Melde is a merchant, 32 years old, who lives in the town of Gihamagara in the province of Gitega. She has been selling grocery items, such as cassava flour, beans, rice, cookies... for eight years. She is also a farmer. She went to school through the 6th grade. She is married to Gerard, who is also a grocer. Together, they have three children, of whom one is in primary school.
The Kiva loan of 200,000 Fbu is going to enable Melde to increase her capital in order to buy a lot of grocery items (cassava flour, beans, rice, cookies, etc.) to resell in order to make a large profit.
Melde is a member of the community group "DUSABIMANA"
Imelde est une commerçante âgée de 32 ans . Elle habite la localité de Gihamagara en province de Gitega. Elle vend les produits alimentaires de boutique comme la farine de manioc,le haricot,le riz,les biscuits... depuis 8 ans.Elle est aussi cultivatrice. Elle a fait les études jusqu’en 6e année primaire.Elle est mariée à Gerard qui fait lui aussi le commerce de produits de boutique.Ils ont ensemble 3 enfants dont 1 étudie a l’école primaire.
Le crédit de Kiva de 200000 Fbu va lui permettre d’augmenter le capital afin d’acheter beaucoup de produits alimentaires de boutique(farine de manioc,haricot,riz,biscuits,etc) à revendre pour réaliser de grands bénéfices.
Elle est membre du groupe communautaire “DUSABIMANA”
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
A portion of Dusabimana Group's $3,850 loan helped a member to increase capital in order to buy a lot of grocery items (cassava flour, beans, rice, cookies, etc.) to resell in order to make a large profit.