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Mrs. Chhoeut, age 41, is a humble woman who presently lives in Siem Reap Province. She is married with four single children, two of them are employed in different jobs and the other two are students.

To earn a daily profit, Mrs. Chhoeut rents a few rooms to provide a karaoke service to people who need to sing a song with their family and friends. From this business, she gets a net income, on average, of 5 USD a day. She also has other income from her husband’s work as a fisherman. Mrs. Chhoeut would like to borrow a loan fund from Kiva through HKL in order to change rooms which are bigger than present time and she will use some of loan amount to buy some goods to sell for additional profits.

In the future plan, Mrs. Chhoeut hopes to use her income to expand her current business, to extend her house, and to send her children to study at university.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 110
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Chhoeut to change rooms for running a karaoke service and to buy some goods to sell for additional profits.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 2, 2011
Sep 4, 2011
Currency Exchange Loss:
Jan 23, 2013