A loan of $900 helped to buy perfume, creams, cosmetics and underwear.

Nancy Natividad's story

In the city of Portoviejo, capital of Manabí, known since many years past as the City of the Royal Tamarinds, the members of the “Ave Fénix” (Phoenix Bird) communal bank meet every two weeks.

Nancy, 55, lives here. She’s in a common law relationship and has three children who are all adults now but two still live at home. Her husband’s a taxi driver.

She is a housewife who, in order to earn her own income, sells clothes via catalogue of the Nivi and Leonisa brands. She also sells Sayson and Yanbal products (beauty products, cosmetics, perfumery and women’s accessories). She works afternoons Monday through Friday. Twice a month our friend goes all the way to Libertad to sell her products because she says she has many customers there that buy regularly and pay cash. She’s been in this business for seven years and does very well. What she most sells is intimate wear for women which is highly sought after by the ladies.

This loan is to buy perfume, creams, cosmetics and underwear. She’s been in the communal bank for 11 years and likes it because the payments are easy to make. Her dream is to continue selling because that’s her life.

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Translated from Spanish by Kiva volunteer Polliz

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