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San Cristobal De Aparquilla Group
In this Group: Maleni *, Cirila, Juana Dolores , Melchora, Juana, Julia, Marina, Ysabel *, Yony, Ancelma, Maria , Cirila , Noemi Maritza, Vilma
* not pictured
The member belongs to the “San Cristóbal D. Aparquilla” communal bank located in the town of Aparquilla in Anta Province, Cusco Department.

The member is Marina, 57. She’s married and has three living children who are 31, 26 and 20 years of age. She’s a cereal and dry goods merchant. Her main activity is farming. She has fields where she grows white and yellow corn. She also sells various grains like wheat, yellow corn, purple corn, white corn, beans, Lima beans and barley in different communities and every week on Wednesdays she takes her products to Urubamba Province and sells them there; she already has her contacts.

She wants to use the loan to buy yellow corn at wholesale because she has some customers that seek her out because they want to buy yellow corn to prepare “jora” which is the main ingredient in “chicha D. jora” (corn-based beverage). She will invest the loan in the purchase of yellow corn.

[The member Juana’s picture appears to the siD. of the group photo because on the day the meeting took place she was traveling but she came back this morning to sign all the agreements for the loan; this is why she took a picture separate from the group.] The other group members are farmers, raise livestock and small farm animals and are general retailers.

The member is grateful for the support she’ll get and pledges to make her installment payments in a disciplined manner.
View original language description ↓
La socia pertenece al banco comunal “SAN CRISTOBAL D. APARQUILLA” el banco se encuentra ubicado en el Poblado D. Aparquilla, en la Provincia D. Anta y Departamento D. Cusco.

La socia Marina; tiene 57 años D. edad, la socia es casada; la socia tiene 3 hijos vivos, D. 31,26,20 años D. edad; la socia trabaja en el comercio D. cereales y productos secos, la socia tiene como principal actividad la agricultura y ella tiene terrenos D. cultivo, la socia siembra maíz blaco y amarillo; la socia también venD. en las diferentes comunidades cereales como trigo, maíz, amarillo, maíz morado, maíz blanco, frejoles, habas, cebada y los días miércoles D. cada semana la socia lleva sus productos a la provincia D. Urubamba ella los venD. alla y ya tiene sus contactos; la socia desea invertir el préstamo para comprar maíz amarillo al por mayor ya que tiene unos clientes que la buscan y desean comprarle maíz amarillo para preparar jora que es el principal ingrediente D. la chicha D. jora, la socia invertirá el crédito en la compra D. maíz amarillo.
La socia Juana se encuentra en un costado D. la foto grupal debido a que la socia Juana estuvo D. viaje el día d ela reunion y se ha incorporado el día D. hoy por la mañana, firmando todos los acuerdos para el prestamo del credito. E s por esta razón que la socia se tomo la foto fuera del grupo.

Los otros socios se dedica a la agricultura y a la ganadería, a la crianza D. animales menores y al comercio minorista en general.

La socia agradece el apoyo que se le otorgara y así mismo se compromete a cumplir D. manera disciplinada con los pagos D. las cuotas.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 53
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of San Cristobal De Aparquilla Group's $3,675 loan helped a member to buy yellow corn.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 23, 2011
Aug 30, 2011
Currency Exchange Loss:
Mar 15, 2012