A loan of $3,500 helped a member to buy vests, sweatshirts, and shirts, according to the season.

Forjando Futuro Group's story

This Communal Bank is called "Forjando Futuro" ("Shaping the Future"). It is maD. up of 18 entrepreneurs who work in different fields. Among them are handicrafts, clothing sales, jewelry sales, and grocery sales in a store. All the entrepreneurs live in the city of Temuco.

Carolina is a member of the Communal Bank, who is seated in the front row of the photo, first person to the right. She is wearing dark clothes, and her dark brown hair is down.

She has been working selling new clothes for the last year. She makes her sales by going door to door, and also out of her home. Generally, her schedule is to work Mondays to Fridays in the afternoons. Carolina offers payment facilities to her customers, which has maD. her sales easier and gained her a number of customers. She usually buys her merchandise in the city of Santiago.

Her goals for her business are to have established premises selling clothing, where she can also incluD. toys for sale. With the loan she will buy vests, sweatshirts, and shirts, according to the season.

Carolina lives with her husband and her two-year-old daughter. Her dreams are to continue working to be able to proviD. her family with a better quality of live and improved well-being.

She is very happy and grateful for the loans and for the services offered by Fondo Esperanza. She also feels very comfortable participating in the Communal Bank group, as they are very committed, responsible and nice people. In regard to the trainings, these have helped her to manager her business in a better way.

Temuco is the capital of the Araucanía region. The city is located 670 km south of Santiago (the capital of Chile). There is a string of lake resorts (Pucón, Villarrica) in the surrounding area, and striking native flora and fauna are concentrated in the national parks nearby. It is worth nothing that 50% of the Mapuches, the indigenous people from our country, live in this region.

In this group: Carolina, Bernardita, Jacqueline, Claudina, Margarita, Jenny, Valeria, Estanislao, Walter, Rene, Carlos, Raul, Carolina, Madeleine, Mirella, Carolina, Yessenia, Fabiola

Translated from Spanish by Kiva volunteer Arabella Pollack

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