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Mukhamed is a hard-working, honest and kind person. He is married and is a loving father of three children. He has been involved in buying and selling of men's trousers, suits and shirts. When he first obtain a loan in the sum of $600 from Imon International, he made a good profit, and then he gradually began increasing his loan amounts. Last year, when the market burned down, Imon International did not demand interest, but instead supported him by extending his repayment term, so that he could repay his loan without any difficulties. Now, Mukhamed wants to obtain another loan, which would help him to buy a lot of goods at low prices, then sell them at retail prices and make a good profit. He is grateful to Imon International and Kiva for the support and mercy.
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Мухамед трудолюбивый, честный и добрый человек. Он женат и любящий отец 3 детей. Более 15 лет он занимается купля продажей мужских брюк, костюм и сорочек. Когда первый раз он получил кредит от Имон Интернэшнл в размере 600$ США, дал ему хороший прибыль, а потом постепенно он увеличил размер кредита. В прошлом году когда рынок сгорел Имон Интернэшнл не требовал у него проценты а наоборот поддерживал его, ему дали льготный срок для того чтобы он мог без всяких трудностей погасит займ . Теперь он хочет еще получит займ- это будет помогать ему купить много товаров по низкой цене и продать по рознице и он будет получить хорошую прибыль. Он благодарен Имон Интернэшнлу и Киве за поддержку и милосердие.

More about Tajikistan and IMON International

Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit:

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 247
    View loans »
    Tajikistan Loans Fundraising
  • $31,828,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Mukhamed to purchase merchandise for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 17, 2011
Sep 1, 2011
Currency Exchange Loss:
Sep 15, 2012