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Farming is the most important part of 58-year-old Mrs. Sây’s daily work. She has been farming since 2003.

She and her husband have five children. Three of her children have already married and live separate houses. The other two are working in a sewing factory in Phnom Penh city where they earn a fixed salary each month.

When planting season arrives, Mrs. Sây wants to buy rice seeds and fertilizer and to plow her field. Because of lack of money, she would like to request some funding from Kiva to buy seeds and fertilizer and to plow her field. Mrs. Sây is pictured in the photo with her husband.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 51
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Sây to buy rice seeds and fertilizer and to plow her field.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 9, 2011
Sep 4, 2011
Currency Exchange Loss:
Mar 17, 2012