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Ciro Jesus
Ciro Jesus is 40 years old. He is single and lives alone in the Chillanes canton in the province of Bolivar.

The communal bank San Jacinto is located in the San José del Tambo parish, San Jacinto region, belonging to the Chillanes canton. The members of this bank devote themselves to agriculture, mainly growing corn, cocoa, bananas and oranges, and practicing animal husbandry.

Ciro devotes himself to growing corn, cocoa, bananas and oranges, and to animal husbandry. The producer buys his supplies at the local Agro market and sells his products at the market of the same parish every weekend.

He is seeking the loan for the purchase of compost, seeds, supplies, fertilizers, urea and other types of fertilizers and liquids to prevent infestations in the crops and keep the products in good condition, and to buy feed for the animals that he raises in order to sell them later at a better price.

The loan will provide him support in meeting his financial needs and improving the quality of the product and his agricultural activities. He faces challenges such as falling prices for the products he sells, as well as the middlemen. His dream is to be able to buy a farm so he may plant a little more in order to make better profits for the well-being of his family.

He characterizes himself as an easygoing man, honorable and very responsible, prompt with his payments. He likes to play sports and he appreciates the holidays and especially the Carnival.
View original language description ↓
Ciro Jesus tiene 40 años de edad, es soltero vive solo en el Cantón Chillanes Provincia de Bolívar.

La V.R.C SAN JACINTO, se encuentra ubicada en la Parroquia San José del Tambo Recinto San Jacinto Perteneciente al Cantón Chillanes, los miembros de esta ventanilla se dedican a la agricultura, principalmente al cultivo de maíz, cacao, plátano, naranja y crianza de animales.

Ciro se dedica al cultivo de maíz, cacao, plátano, naranja y crianza de animales. Compra el productor en el local de Agro y vende sus productos en el mercado del miso recinto.

Solicita el crédito para compra de abonos, semillas, insumos, fertilizantes, urea y otro tipo de abonos y líquidos para evitar la plaga en los cultivos para mantener los productos en buenas condiciones y compra de comida para los animales que tiene para la crianza para lo posterior venderlos en un mejor precio.

El crédito le servirá de apoyo para suplir sus necesidades económicas y mejorar la calidad del producto y sus actividades agrícolas. Enfrenta desafíos como la caída de precios de los productos que comercializa, así como los intermediarios. Su sueño es poderse comprar una finca para poder sembrar un poco más para obtener mayores utilidades para el bienestar de la familia.

Se caracteriza por ser un hombre tranquilo, honrado y muy responsable, puntual en los pagos, le gusta practicar el deporte, le agradan mucho las fiestas en especial el Carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Ciro Jesus to purchase compost, seeds, supplies, fertilizers, urea and other types of fertilizers and liquids, and to buy feed for the animals.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Aug 11, 2011
Sep 6, 2011
Currency Exchange Loss:
Sep 20, 2012