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Juntos Para El Progreso Group
In this Group: Teofilo , Felipe, Juana, Johanna *, Maria Exaltacion, Vilma , Dina , Natalia , Paulina , Griselda, Francisca *, Alicia
* not pictured
The member belongs to the “Juntos para el Progreso” (Together for Progress) communal bank located in Huanchac District, Cusco Province and Department.

The member is María, 62. She has a spouse and four children who are already living independently. She works selling cooked eggs with cooked potatoes and hot chili. In the afternoons she’s also a snack vendor in the Centenario Square; she’s been in this business for 20 years. During the morning, she takes her cooked eggs and cooked potatoes in her little basket as well as her snack cart. She is a retailer so she doesn’t need to buy a larger cart or anything like that. She equipped a box to display her snacks along one of the square’s streets.

On this occasion, she needs a loan to buy snacks to increase her stock and to buy potatoes and more eggs for the coming weeks. She is asking for the loan to buy eggs, potatoes and snacks to increase business and improve profits.

She is grateful for the support she’ll get and commits to make her installment payments in a disciplined manner.
View original language description ↓
L. socia pertenece al banco comunal “JUNTOS PARA EL PROGRESO” el banco se encuentra ubicado en el Distrito D. Huanchac, en L. Provincia D. Cusco y Departamento D. Cusco.

L. socia María; tiene 62 años D. edad, L. socia es conviviente; L. socia tiene 4 hijos ya independientes; L. socia trabaja en L. venta D. huevos cocinados acompañados con papas cocidas y ají picante; L. socia también por las tardes se dedica a L. venta D. golosinas, elL. venD. D. forma ambulatoria, en L. plazoleta D. centenario desD. hace 20 años, por las mañanas en su canastita pequeña lleva los huevos con papas cocinadas y también su pequeña carreta con golosinas, elL. es comerciante minorista así que no requiere comprar una carreta granD. ni nada por el estilo, elL. acondiciono una caja y acomodando sus golosinas lleva a venderlas en un costado D. L. plazoleta. L. socia en esta ocasión requiere el préstamo para invertir en L. compra D. golosinas para aumentar su negocio y comprara papas, mas huevos para las semanas que vienen. L. socia solicita el préstamo para invertir en L. compra D. huevos, papas, golosinas para incrementar su negocio y mejorar sus ganancias.

L. socia agradece el apoyo que se le otorgara y así mismo se compromete a cumplir D. manera disciplinada con los pagos D. las cuotas.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 36
    View loans »
    Peru Loans Fundraising
  • $64,316,075
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Juntos Para El Progreso Group's $3,750 loan helped a member to buy eggs, potatoes and snacks.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 19, 2011
Aug 29, 2011
Currency Exchange Loss:
Jan 15, 2012