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From the province of Kompong Speu, Mr. Pech, age 51, is married to Mrs. SamAn, age 50. He has five children, four of whom are employed as garment workers. The other one attends school.

Mr. Pech is a farmer. Aside this, he has been earning a living for many years by climbing the palm trees behind his house. He is able to earn a profit of approximately $0.50 each day from his business. He has a life partner in his wife who is a local farmer. Mr. Pech would like to request a loan from HKL and Kiva to add to his current savings to build a new house. His current house is becoming older and older now and it is not comfortable for him and his family to live in. With the rest of the loan, he will buy a new cow to replace the old one.

Mr. Pech really hopes with his additional income to add to his crop-planting business and to enlarge his house. Mr. Sam and his wife appear in the photograph.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 206
    View loans »
    Cambodia Loans Fundraising
  • $39,862,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Pech to build a new house and to buy a cow.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 27, 2011
Sep 3, 2011
Currency Exchange Loss:
Mar 17, 2012