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Hilaria is a 51-year-old lady. She is married to Musa, who is 56 years old. They have six children: Fony, 26, and Yane, 24, and also Nini, 22 and Jemris, 20, who are both are studying at a local University. Remi, 18, graduated from Senior High School, and Risat, 16, is studying in Senior High School. Hilaria also adopted a young girl, namely Imel, who is 4 years old.

Hilaria lives with her family in a simple house. She is responsible for providing for her family, since her husband had a stroke almost a year ago. In order to earn more income Hilaria is running a brick business. She has been involved in the business for two years. It is located at her house. From the business she also assists the youth in her village by employing 4 laborers so they can earn money for themselves. She started this business by using her own capital.

Hilaria plans to expand this business by purchasing the basic materials such as sand, cement and soil. Unfortunately, she doesn’t have adequate capital to do so. Fortunately, she met TLM’s loan officer who introduced her to TLM’s Individual Lending Program. She is requesting a loan amounting to IDR 10,000,000. She hopes that TLM will approve her loan application.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 65
    View loans »
    Indonesia Loans Fundraising
  • $6,306,750
    Funds lent in using Kiva
  • 8,542.2
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Hilaria to purchase the basic materials such as sand, cement and soil.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 15, 2011
Aug 28, 2011
Currency Exchange Loss:
Jul 21, 2012