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This is Matilde, 49 years old, and a resident of Baseco, Manila, Philippines. Her husband, Timoteo, is a mechanic and they have two children. Matilde, her husband and children manage their household while operating their business. Matilde works hard to continually provide income for her everyday expenses.

Matilde operates a motorcycle parts retail business. She buys motorcycle parts and accessories from wholesalers and sells them per item with a profit. Customers are attracted to Matilde's business due to the low selling prices and the many products offered. Her regular customers are neighbors and the local community. Matilde earns a minimum of PHP 1,000 in daily sales.

To help her continue business operations, Matilde is requesting a PHP 50,000 loan, which she will use to buy additional motorcycle parts and accessories to expand her product inventory. She expects a boost in her business income as she expands her business.

Matilde dreams of being able to give all her children a good and high quality education through all her hard work in her business. She faithfully meets up with her co-fellowship members weekly to share stories of her work and to draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 466
    View loans »
    Philippines Loans Fundraising
  • $69,677,850
    Funds lent in using Kiva
  • 42.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Matilde to pay for additional motorcycle parts and accessories.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 17, 2011
Aug 28, 2011
Currency Exchange Loss:
Mar 15, 2012