Eseese is 32 years of age and married with four children. Eseese owns and operates a business venture, catching and selling ocean fish. She has many years of experience in this business. Eseese needs a loan of 1000 Samoan talas (WST) to purchase fishing equipment including hooks and nets. She plans to use the profit from her business (estimated to be 500 talas or US $208 per week) to improve/expand the business.
In 2011, Eseese joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks, because they lack collateral. This is Eseese's first loan with SPBD.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.