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Rosaura Cristina
Rosaura Cristina is 31 years old. She is married and lives with her husband and two children, ages 11 and 9, in the Pueblo Viejo canton, which is in Ventanas, Los Ríos Province.

The UNIDO SOMOS (We Are United) communal bank is located in the El Marañón precinct of Puerto Pechiche parish, which is in Pueblo Viejo canton. This communal bank works in agriculture, sowing corn, rice and beans on the short growth cycle (less than six months).

Rosaura works in agriculture, growing corn, rice and beans. She buys her products at the Karlita agricultural supply center and sells at Castillo shopping center. She is asking for the loan to sow corn, rice and beans and to buy seeds, urea, farm supplies and organic and liquid fertilizers for the crops.

The loan will give Rosaura the financial help to provide for her needs. Facing challenges like pests, diseases, and weather changes will be easier with the loan's help because she will be able to buy the supplies she needs.

Rosaura's dream is to buy land that she can plant and produce much more. She likes to play sports in her free time.
View original language description ↓
Rosaura Cristina tiene 31 años de edad es casada vive con el esposo y sus dos hijos de once y nueve años de edad en el Cantón Pueblo Viejo perteneciente a Ventanas Provincia de los Ríos.

Los miembros de la V.R.C. UNIDO SOMOS se encuentra ubicada en el recinto El Marañón por la Parroquia Puerto Pechiche perteneciente al Cantón Pueblo Viejo, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz y fréjol.
Rosaura se dedica a la agricultura a la
siembra de maíz, arroz y fréjol. Compra sus productos en Comercial Agro insumos Karlita y los vende en el comercial Castillo.
Solicita el crédito para sembrar maíz, arroz y fréjol y comprar semillas, urea, insumos y abonos agrícolas, fertilizantes líquidos para los cultivos.

Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima con la ayuda del crédito será más fácil para adquirir los insumos.
Su sueño es poder comprarse un terreno para sembrar y poder producir mucho más. En su tiempo libre le gusta practicar el deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Rosaura Cristina to sow corn, rice and beans and to buy seeds, urea, farm supplies, compost and fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Aug 15, 2011
Aug 27, 2011
Currency Exchange Loss:
Mar 16, 2012