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Tujikaze Plus Group
In this Group: Lucie, Placide, Mujinga, Christine, Emmanuel, Tshibwabwa, Kazadi, Tshibambe, Kabwe, Stéphane, Sylvain
Lucie, age 49, sells clothing. With her next loan, she is planning to purchase a roll of fabric to make school uniforms to sell with the goal of increasing her profits. Her business generates a profit of $400 per month. Lucie’s ambition is to someday open a drugstore in her area. She is married and the mother of five children whose ages vary between 11 and 27 years old. All of them attend school. She is also taking care of her two nieces.

Lucie’s business is in the eastern part of Lubumbashi. Lubumbashi is a city located in the south-east of the Democratic Republic of Congo. Lubumbashi is the second largest city in the DRC which was not spared of the crisis and multiple wars that hit the DRC during the '90s. It is from 2000 until today that the informal sector took off.

Lucie has been part of the micro-enterprise world since 2003. She is a trustworthy client of the MFI HOPE RDC having four times obtained and correctly repaid loans. Lucie is the chairwoman of the Community Bank named Tujikaze Plus in Lubumbashi. It is composed of 11 members united in solidarity for receiving Kiva loans with the goal of developing their businesses.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 3
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,359,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Tujikaze Plus Group's $4,100 loan helped a member to purchase a roll of fabric to make school uniforms for selling.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 18, 2011
Aug 28, 2011
Currency Exchange Loss:
Jan 15, 2012